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Pick your buyer – how not to sell a house fast

March 4, 2010 · Filed Under sell house fast · Comment 

Today, I spoke with a seller who wanted to sell her house fast.

She is not the right seller to sell her house fast for one reason.

She had a strategy for the buyer.

She owned two of four houses on what could become a 1 acre lot if all four houses were purchased.

Her property was right next to a strip mall and she wanted a buyer of her house to buy not only her two, but also the two others that she didn’t owe and build a commercial strips shopping center.

In other words — she wanted a buyer to fulfill her plan to build a commercial center.

There is no way I could buy her house fast.

I didn’t want a shopping center.

I didn’t want four houses.

I didn’t want to buy the neighbor houses.

She wanted to pick her buyer to whom she’d sell her house fast.

Thus, she will not sell a house fast.

In this type of market — sellers — you cannot pick your buyers.  If you want sell your property fast, you simply let your buyer buy it, regardless of what they want to do with with.

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How to sell your really ugly house Fast

February 1, 2010 · Filed Under Ugly House, sell house fast · Comments Off 

Do you have a really stinking ugly property that no one wants?

I’ve a had a few ugly houses come my way and let me tell you the way it works.

How to Price it

Do you want to me to buy your really ugly house?

The best way for me to get you top dollar is for you to understand the formula I use.   If your number to sell your really ugly house and my number to buy your really ugly house is close, then we can do business.

1.  What would your house sell in a reasonable 30 days if it was the prettiest one and best featured one in your neighborhood.

2.  What are the amount of repairs needed to get your ugly house into that condition?

To qualify for our cash in this market, your price of your ugly house must fit our formulas that use those two values and still have a reasonable profit spread that makes everyone happen.

Here is a basic guideline.

  • If top dollar is $100,000, and your ugly house needs 50,000 in repairs, we could pay no more than $10,000 for your property.
  • If top dollar is $100,000, and your ugly house needs $20,000 in repairs, we could pay no more than $35,000 for your property.

Of course, I don’t reveal our entire formula, but these give you some kind of guidelines when trying to sell your ugly house.  You’ll find these formulas somewhat consistent across the skilled cash investors.

Price your ugly house in our ball park and we’ll buy your ugly house fast for cash

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Sell your house fast with Terms

December 7, 2009 · Filed Under Inherited House, sell house fast · Comment 

Do you have lots of equity in your house that you want to turn into cash flow?

Let me give you an example of a Free and Clear Property.

This is a property that doesn’t have any mortgages or liens on it.

Perhaps the house was one you inherited.

Perhaps it’s been vacant for a few years draining cash from you with utilites, insurance and taxes.

Perhaps it needs serious updating and you don’t want to do it.

How could you turn this money drain into a cash producing assett without the headaches of being a landlord?

Turn it into an Real Estate Asset!

Here is how.

By selling on terms, you can turn your money drain into a cash producer each and every month, without the headaches of being a landlord.

Here is an example from a recent purchase we made.

Seller owned the house free and clear, but was a long distance landlord.

The tenants were leaving and she didn’t want to find new ones or have to repair the property.

We bought the house on the following terms.

We’d pay her $450 a month for 8 years.

She keeps monthly cash flow without the headaches of long distance ownership.

Perhaps you have a house free and clear that you’d like to turn into a cash producer.

Give us a call at 804/915-9475, or use the form below and lets have a conversation.

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We Buys Houses in Virginia

December 3, 2009 · Filed Under Inherited House, sell house fast · Comment 

We Buy Houses VAA seller who wants to sell their Virginia house fast called me the other day.

There was some nervousness in her voice.  She later said that she had never spoken to one of those “we buy houses” people.  This was her first call.

“Do we buy houses in Virginia?”

She had found

“Do we buy houses in Virginia?” she asked.

We buy houses in Virginia

I told her how our company buys houses in Virginia and that we’ve been buying houses for years.

She discussed her situation with me that had prompted her search for “we buy houses Virginia.”

This led to a property visit with one of my contractors.

We agreed on a terms deal to buy her house in Virginia, where she’d be receiving payments over 10 years.

That was a solution that helped us be the “we buy houses Virginia” people for her.

We Buy Houses, Virginia

You might be in a similar situation.

You’ve got a house to sell in Virginia.

We want to buy houses in Virginia.

Maybe there is something we can do.

Call me at 804/915-9475 for your no obligation conversation.  Or feel free to use this form, and I’ll give you a call.

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Avoid Foreclosure. Be Proactive and Take Action

November 30, 2009 · Filed Under Behind on Payments, Foreclosure · Comment 

frustration3.jpgWhen faced with any dilemma, a solid plan needs to be formulated in a very fast manner.

Dealing with foreclosure should be handled in the same way.

Being in the foreclosure process on your home will affect all of your other financial activities and plans.

So it only behooves you to act accordingly and plan ahead while you can.

However, most of us are only compelled to act when we are actually in the situation and there are slim choices for us at that time.

So when should you act on your pending foreclosure?

As soon as you find out!

If you have found yourself in a situation regarding foreclosure, make contact with us right away.  We can tell you what options you have to avoid foreclosure.

With your free consultation, you might be able to  to formulate a plan to help yourself get out of the situation early.

Making decisions in this time is not to be taken lightly; you need sound and tactical advice concerning your situation.

“Knowledge is Power”.

But knowledge without wisdom does not produce action.

If you have found yourself in a recent Foreclosure situation you need to be proactive now.

Simply call us at 804/915-9475, or use this form to get our offer in 24 hours.

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Sell your house with no equity

November 23, 2009 · Filed Under Behind on Payments, Foreclosure, Short Sale · Comment 

DSC00859

http://www.ChrisBuysHousesVA.com

How can you sell your house fast even if you have no equity in the property?

It can be done, however a Realtor may not help you.

What you need is a company that can specialize in such situations to help you unload your property quickly.

Let me share a scenario to sell your house with zero equity to a company like us.

We are professional home buyers in Virginia but our reach via the Internet extends nationwide.

Zero Equity Short Sale

Short sales are one option.

This can only happen if you have fallen Behind on Payments and is a means to avoid Foreclosure

This short sale process is not fast, but it something that you can explore if you are tying to consider all your options.

Read our section on Short Sales to get an idea as to all the work involved.

If you have two mortgages, we may only have to short the second particularly if the second mortgage is with a different mortgage lender.

But they will only negotiate if the first mortgage lender is behind.  That is how we create the equity needed to complete the sale of your house.

Disclaimer: This information is for educational purposes and may not be applicable in all states, nor may it be all the options available to help you sell your house fast with zero equity.

What now?

We can help. Start with this form, or call us at 804/915-9475.  In a 10 minute confidential phone interview, we might be able to discuss other options that can help you in your situation.

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I need to sell my house fast but have no equity

November 17, 2009 · Filed Under Behind on Payments, Short Sale, sell house fast · Comment 

Short Sale House with No Equity
The title says it all — how can you sell a house in the current market when you have no equity.

Here are your options as I see it.

  1. Don’t move.  Forget about it until the market recovers.
  2. Lease Option — sell it on a rent to own situation to cover your holding costs.
  3. Contract for Deed — sell it with owner financing
  4. Sell it and bring money to the table (we did that once already).
  5. Persuade the lenders to accept a short sale.

Unfortunately, none of these can help you sell your house fast when you have no equity.

The fast way to sell your house is to drop your price and make up the difference from your reserves.

That hurts.  We know.

We’ve done it when one of our investments turned out wrong.

#5 is an option if the payments are falling behind (and I am not telling you to make your payments get behind).

Short Sale when you have no equity.

Options 2 and 3 are beyond the scope of this article.

We don’t know exactly what your situation is.

If your payments are already following behind, then a short sale is a potential option.

We have ways of helping you negotiate with your lender on a short sale and working with your real estate agent if you have one to help get it done.

If you are thinking about pursuing a short sale, we’d like to help you with it.

Simply give us a call at 804/915-9475 or fill out our contact form and we can at least talk about your situation.

Calls are confidential.  We can talk, no matter where in the nation you are.

Though we are based in Virginia we can handle calls from anywhere in the US.

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I want to Sell an Inherited House in Virginia

October 16, 2009 · Filed Under Inherited House · Comment 

Even though at this point you and I are anonymous, I want to communicate my condolences with your loss.

Did you just inherit an unwanted piece of real estate or house in Virginia (or any other state for that matter)?

OR

Maybe you’ve had this inherited house for so long, not sure what to do about it, and now the house you inherited is just a vacant house, sitting there as a museum until you finally got around to dealing with it.

Unloading a inherited house where you may have grown up, or a relative may have passed away can be an emotional challenge on top of everything else you have to do.

Sell an inherited house in Virginia

casket If you do find yourself needing to sell an inherited house, perhaps I can help make at least that ONE process a little more straightforward and easy to understand.

If it was just a recent event, I can relieve the stress of dealing with this inherited house as the mortgage statements keep coming in, and the other bills pile up.

Selling a inherited house in Virginia quickly to get the payments off your hands and free up the equity to take care of taxes, final services, and so forth makes a lot of sense.

Perhaps I can help you to sell your inherited house in Virginia. As a private and professional home buyer, I meet with families and discuss their options and their situation and sometimes I can buy their home.

When I buy inherited houses, there are no real estate agents, no commissions and no open houses. I can make the sale of your loved ones home an quick and painless process for you.

You don’t have to hassle with dozens of people coming through at all hours of the day and night. Nor will you suffer from concerns about not knowing when or if your inherited house will ever sell.

In one short 10-minute conversation on the phone, I’ll be able to tell you whether your inherited house in Virginia may be something I’m interested in buying.

If working with me doesn’t make the most sense for you, I’ll be the first to tell you that, and will cheerfully point you in another, better direction.

What now?

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I want to sell my house in Virginia

September 10, 2009 · Filed Under Uncategorized · Comment 

Does that statement apply to you?

Do you want to sell your house in Virginia

Who in this market doesn’t want to sell a house?

That may be the question.

If you want to sell a house in Virginia, you have a variety of options available to you.

You can chose a realtor to represent you and hope for the best.  Last I read, in the Richmond market, it’ll take over 8 months to clear the current inventory of houses available for sale.

As of October 2009, average days on market was running between 2-3 months.

So how can you sell your house more quickly?

Consider a professional house buying company in Virginia.

We will help you sell your Virginia house quickly, or come up with a some other possible solutions to help you get rid of your house.  If you are not in a hurry to sell your house we may not be the right solution for you.

We buy houses when the need to sell now is now.

We buy houses when the situation has turned ugly.

We have ways to buy houses when you owe more than it is worth.

We buy houses when they need 40K in repair.

We buy houses when they are not ugly.

If you’d like to sell your house fast in Virginia, feel free to give us a call at 804/915-9475 or use the contact form on the right.

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Top 3 Ways to Avoid Foreclosure in Richmond Virginia

June 28, 2009 · Filed Under Foreclosure · Comment 

Avoid ForeclosureLet me share with you what I think are the top

3 ways to Avoid Foreclosure in Richmond VA

#1 Catch Up On Your House Payments

You may have fallen behind on payments due to unexpected one-time circumstance, like a family emergency or a gap in employment.

If you can actually afford your monthly payment, catching up is a great option.

There are 2 main ways to catch up on your late mortgage payments:

  • Pay it Back All At Once: Use a Holiday Bonus, family gift or a Tax Refund check to pay your past due balance in full.
  • Forbearance- If you are more than a couple months behind on your mortgage payments, your lender may have started the process to auction your home or foreclose.  However, they may be willing to STOP your foreclosure process if you agree to (and qualify for) a forbearance.   This forbearance is an agreement between the borrower (homeowner) and the lender.  It is an agreement to pay back the past due amount over a period of about 3-9 months. You will need to talk to your lender to see if/how you could qualify for this.

#2 Refinance or Re-Structure Your Current Loan

If you have not missed any payments, but know that you will not be able to afford your payments after a certain date (mortgage rate increase, ARM adjustment, loss or downsize of job), then you may be able to qualify for a refinance or a re-structure of your current loan. You MUST have good credit for this option, and (in most cases) cannot have missed a mortgage payment.

  • Re-Structure – Some lenders are allowing borrowers (home owners) to restructure their current loan to include adjusting the interest rate and/or the term.
  • Refinance – If your good credit is still in tact, you may be able to refinance your current loan into a lower, fixed-rate loan that could lower AND stabilize your monthly payments. Contact a reputable lender or bank ASAP to take care of this before you miss a payment.

#3 Avoid Foreclsoure in Richmond VA: Sell Your Home Fast

Perhaps catching up on your payments or refinancing your loan are not an option for you.  Thus Selling your home is a great way to avoid a foreclosure in Richmond VA.

There are many ways to sell your home, but in either case, you will need to ACT FAST to make sure that your home SELLS before it forecloses.

This is an option for you to help you save your house from foreclosure in Richmond VA.  In fact, you should try it first.  It is one of your many options to avoid foreclosure in Richmond.

If you find that you cannot save your house,, give us a call at 804/915-9475.  We are professional home buyers and we might be able to buy your house.

We will not buy it and lease the house back to you.  That is not allowed in VA.

If you don’t want to call, simply fill out this form and we’ll attempt to help you avoid foreclosure in Richmond VA

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