Chris Buys Houses Fast in VA » Sell House Fast Richmond, We Buy Houses Cash, Avoid and Stop Foreclosure in Richmond and throughout Virginia

One way not to avoid foreclosure

admin — Thu, 29 Apr 2010 22:44:53 +0000

Today a seller called me, wanting to avoid foreclosure next week.

His home is in another state, as I now market our avoid foreclosure services nationwide.

Unfortunately for me, he had waited too long to avoid foreclosure. He couldn’t avoid foreclosure any more.

There was no time to

Visit the property
Negotiate with the bank on a short sale
And close the transaction in another state

A few weeks ago, another seller did the same thing on a parcel of land. Foreclosure Auction was to be in 3 days.

One way not to avoid foreclosure is to wait until the last minute.

If you want to avoid foreclosure, you need to start the process early.

If you owe more than your house is worth, you have to start really early in the process to work a short sale.

If you have equity in your home, you can keep more of it by starting early. The longer you hold out to avoid foreclosure, the less equity remains in your home. It’s a ticking clock, day by day.

There might be other companies out there who will do emergency closings the day of the auction, but we do not.

Next Steps to Avoid foreclosure

If you want to avoid foreclosure, simply fill out our avoid foreclosure offer form here, or call us at 804-915-9475

We Buy Houses in Richmond VA

admin — Fri, 09 Apr 2010 17:32:10 +0000

We are one of the “We Buy Houses” people in the Richmond VA market.

We Buy Houses that are Behind on Payments

We can provide you with workable solutions to your financial dilemma.

We are able to work with you and your lending institution to help you avoid a possible foreclosure situation.

We may be able to take the burden of trying to catch up payments off your back, so you can attempt a fresh start in another home you are better able afford.

We Buy Houses where you’ve been Transferred or Relocating

Job transfers or a relocation should be a good thing and means that congratulations are in order.

However, the relocation part of it can be very stressful.

What can really set you back is now that you found that great new job now you have to worry about selling your house before you move.

Seldom is there isn’t enough time to get your house sold before you move and you end up getting stuck making double payments on a house you no longer live in. The last thing you need to be worried about when taking a new position is selling your house.

We Buy Houses in Richmond VA

If you have a house to sell fast for any situation, contact the professional, experienced Richmond Virginia we buy houses people at 804-915-9475

Or get our offer by following links to our offer form.

Avoid Foreclosure. Be Proactive and Take Action

admin — Mon, 30 Nov 2009 11:37:28 +0000

When faced with any dilemma, a solid plan needs to be formulated in a very fast manner.

Dealing with foreclosure should be handled in the same way.

Being in the foreclosure process on your home will affect all of your other financial activities and plans.

So it only behooves you to act accordingly and plan ahead while you can.

However, most of us are only compelled to act when we are actually in the situation and there are slim choices for us at that time.

So when should you act on your pending foreclosure?

As soon as you find out!

If you have found yourself in a situation regarding foreclosure, make contact with us right away. We can tell you what options you have to avoid foreclosure.

With your free consultation, you might be able to to formulate a plan to help yourself get out of the situation early.

Making decisions in this time is not to be taken lightly; you need sound and tactical advice concerning your situation.

“Knowledge is Power”.

But knowledge without wisdom does not produce action.

If you have found yourself in a recent Foreclosure situation you need to be proactive now.

Simply call us at 804/915-9475, or use this form to get our offer in 24 hours.

Contact Information

Your Name(required)
Email Address(valid email required)
Best Number to Reach You(required)

Street Address(required)
City(required)
State(required)
Zip(required)
County (required)
Has an auction date been set
How quick do you need to sell?
How many months behind is the house?

First Mortagage

Principle Amount
Amount to Reinstate
Monthly Payment
Fixed or Adjustable?

Second Mortgage

Principle Amount
Amount to Reinstate
Monthly Payment
Fixed or Adjustable?

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Sell your house with no equity

admin — Mon, 23 Nov 2009 11:37:57 +0000

http://www.ChrisBuysHousesVA.com

How can you sell your house fast even if you have no equity in the property?

It can be done, however a Realtor may not help you.

What you need is a company that can specialize in such situations to help you unload your property quickly.

Let me share a scenario to sell your house with zero equity to a company like us.

We are professional home buyers in Virginia but our reach via the Internet extends nationwide.

Zero Equity Short Sale

Short sales are one option.

This can only happen if you have fallen Behind on Payments and is a means to avoid Foreclosure

This short sale process is not fast, but it something that you can explore if you are tying to consider all your options.

Read our section on Short Sales to get an idea as to all the work involved.

If you have two mortgages, we may only have to short the second particularly if the second mortgage is with a different mortgage lender.

But they will only negotiate if the first mortgage lender is behind. That is how we create the equity needed to complete the sale of your house.

Disclaimer: This information is for educational purposes and may not be applicable in all states, nor may it be all the options available to help you sell your house fast with zero equity.

What now?

We can help. Start with this form, or call us at 804/915-9475. In a 10 minute confidential phone interview, we might be able to discuss other options that can help you in your situation.

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I need to sell my house fast but have no equity

admin — Tue, 17 Nov 2009 19:31:58 +0000

The title says it all — how can you sell a house in the current market when you have no equity.

Here are your options as I see it.

Don’t move. Forget about it until the market recovers.
Lease Option — sell it on a rent to own situation to cover your holding costs.
Contract for Deed — sell it with owner financing
Sell it and bring money to the table (we did that once already).
Persuade the lenders to accept a short sale.

Unfortunately, none of these can help you sell your house fast when you have no equity.

The fast way to sell your house is to drop your price and make up the difference from your reserves.

That hurts. We know.

We’ve done it when one of our investments turned out wrong.

#5 is an option if the payments are falling behind (and I am not telling you to make your payments get behind).

Short Sale when you have no equity.

Options 2 and 3 are beyond the scope of this article.

We don’t know exactly what your situation is.

If your payments are already following behind, then a short sale is a potential option.

We have ways of helping you negotiate with your lender on a short sale and working with your real estate agent if you have one to help get it done.

If you are thinking about pursuing a short sale, we’d like to help you with it.

Simply give us a call at 804/915-9475 or fill out our contact form and we can at least talk about your situation.

Calls are confidential. We can talk, no matter where in the nation you are.

Though we are based in Virginia we can handle calls from anywhere in the US.

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I want to sell my house in Virginia

admin — Thu, 10 Sep 2009 13:50:53 +0000

Does that statement apply to you?

Do you want to sell your house in Virginia?

Who in this market doesn’t want to sell a house?

That may be the question.

If you want to sell a house in Virginia, you have a variety of options available to you.

You can chose a realtor to represent you and hope for the best. Last I read, in the Richmond market, it’ll take over 8 months to clear the current inventory of houses available for sale.

As of October 2009, average days on market was running between 2-3 months.

So how can you sell your house in Virginia more quickly?

Consider a professional house buying company in Virginia.

We will help you sell your Virginia house quickly, or come up with a some other possible solutions to help you get rid of your house.

If you are not in a hurry to sell your house we may not be the right solution for you.

We buy houses when the need to sell now is now.
We buy houses when the situation has turned ugly.
We have ways to buy houses when you owe more than it is worth.
We buy houses when they need 40K in repair.
We buy houses when they are not ugly.

If you’d like to sell your house fast in Virginia, feel free to give us a call at 804/915-9475 or use the contact form on the right.

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Sell a house with a couple of payments behind

admin — Mon, 22 Jun 2009 11:45:00 +0000

What happens if you are a few payments behind and you want to sell your house?

Here is a real simple answer when your payments are behind and you want to sell you house

1. Sell your house for cash to a qualified buyer.

When that buyer pays for your house, those payments that are behind on your house will be added into the payoff statement. Your loan would be paid off in full. You sell your house, and you no longer have payments.

2. Sell your house to an investor who takes over payments.

In this situation, the investor and you agree as to who will make up the back payments, and from then on, the investor will take over the payments on your house. How you will handle any equity position you may have will be determined at that time.

3. Work with us for Loan Modification to keep your house.

Using our team of attorneys, they can attempt to arrange for a loan modification. Most homeowners who try, according to published statistics, either fail to get a modification, or fail the terms of the modification. The attorneys that we use boast a higher success rate of getting them done, and at a level that allows you to keep up your payments.

In this situation, your bank will likely add your missed payments to the principle balance of the loan.

4. Short sale your house.

If your payments are behind and you want to sell your house that has zero equity, a short sale might be another solution. We have done short sales and they are not easy. But they are a solution.

In this situation, your missed payments are taken care of in the negotiations.

Talk with us to find out what we can do:

We’ve been buying house for cash for over 5 years or buying houses for cash spread out over time (terms). We buy your house for cash only if it works for you and I.

Get our offer within 24 hours, no matter in the United States where you are. Or simply call 804-915-475 during regular business hours for a free no-obligation consultation.

Or start with the form below

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Richmond Virginia Short Sale Experts

admin — Thu, 07 May 2009 13:11:28 +0000

http://www.ChrisBuysHousesVA.com

Richmond’s Short Sale & Foreclosure Experts

Are you having trouble making your mortgage payments?
Is the foreclosure date approaching?
Is the stress making it hard to sleep at night?
Is your home worth less that you owe on it?

These are all problems that many people are faced with today & we can help.

We are foreclosure and short sale specialists that assist families in your same situation.

Visit our short sale section for more information about your options and for answers to many of the questions you may have.

There are no fees to you for talking with us, and we don’t charge upfront fees to work your case.

Or you can fill out the form below or call us today to speak with a member of our team.
Chris Walker 804/915-9475

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Avoid Foreclosure in Virginia

admin — Fri, 10 Apr 2009 17:39:46 +0000

Are you seeking to avoid foreclosure in the state of Virginia? You’ve got a couple of options

Steps to Avoid Foreclosure in Virginia

HUD has put out a document for homeowners entitled, Tips for Avoiding Foreclosure – HUD.

The steps to avoiding foreclosure are really are pretty simple

Don’t ignore the problem
Contact the lender as soon as possible and work with them
Open and respond to mail from your lender.
Know your mortgage rights.
Understand foreclosure prevention options. (Selling in one of them)
Contact a HUD approved housing counselor.
Prioritize your spending.
Use your assets to recover the debt.
Avoid foreclosure prevention companies that charge fees up front.
Don’t loose your house to foreclosure recovery or prepay loan mod Scams.

Should I sell my house to Avoid Foreclosure in Virginia?

Here is a simple test:

Are your mortgage payments falling behind?
Can you bring your mortgage payments back to current in lump sum as they demand?
Has the lender refused to approve my loan modification?

If you have answered yes to any of these questions, then one option is to sell your house to a home buying professional like us.

If you decide to sell your home to avoid foreclosure in Virginia, you can rest assured that we will treat you fairly and with respect. You are not alone in this, and we have solved foreclosure problems for homeowners before.

There are no fees to you and we will tell you quickly if we are able to help you. Give us a call, at 804/915-9475 or use the form here to start

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How to Save My House in Virginia

admin — Thu, 12 Feb 2009 22:08:56 +0000

I’m going to guess that you have ignoring the impending foreclosure on your house. Or perhaps the IRS is after your house?

I can’t read your mind. There may be plenty of reasons why you are wanting to save your house.

Avoid Foreclosure
Stop Foreclosure
Tax judgment
Impending flood
Take over from toxic mold.
Avoid bankruptcy
Behind on Payments
Stop the sheriff sale.
Upside down and no equity.
Loan modification.

There may be plenty of reasons. These are some of the common reasons that sellers like you tell me over the phone or by email when we communicate about selling your house.

Your solution depends on your situation.

If it is debt related (foreclosure, liens, judgments) are some but not all options

Loan modification

One option (and not your only one) is to work with your lender to modify your loan. Many lenders are work with distressed sellers to try and work out a solution.

Bankruptcy

Some people have delayed the inevitable by filing bankruptcy. That is not my line of business, so talk with a bankruptcy attorney.

Short sales

A third option is a Short Sales. I have written plenty here in the Short Sale category and I invite to to read through some of it. Start with this page on Short Sales. I can do a short sale, but it takes a few months.

Sell your house

Another option is to sell you house to an investor like me. In this market cash is hard to find but with some creativity on your part and mine, we might find a solution that works.

Simply fill out this form or give me a call at 804/915-9475. A phone call is free and confidental.

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