Sell a house with a couple of payments behind
What happens if you are a few payments behind and you want to sell your house?
Here is a real simple answer when your payments are behind and you want to sell you house
1. Sell your house for cash to a qualified buyer.
When that buyer pays for your house, those payments that are behind on your house will be added into the payoff statement. Your loan would be paid off in full. You sell your house, and you no longer have payments.
2. Sell your house to an investor who takes over payments.
In this situation, the investor and you agree as to who will make up the back payments, and from then on, the investor will take over the payments on your house. How you will handle any equity position you may have will be determined at that time.
3. Work with us for Loan Modification to keep your house.
Using our team of attorneys, they can attempt to arrange for a loan modification. Most homeowners who try, according to published statistics, either fail to get a modification, or fail the terms of the modification. The attorneys that we use boast a higher success rate of getting them done, and at a level that allows you to keep up your payments.
In this situation, your bank will likely add your missed payments to the principle balance of the loan.
4. Short sale your house.
If your payments are behind and you want to sell your house that has zero equity, a short sale might be another solution. We have done short sales and they are not easy. But they are a solution.
In this situation, your missed payments are taken care of in the negotiations.
Talk with us to find out what we can do:
We’ve been buying house for cash for over 5 years or buying houses for cash spread out over time (terms). We buy your house for cash only if it works for you and I.
Get our offer within 24 hours, no matter in the United States where you are. Or simply call 804-915-475 during regular business hours for a free no-obligation consultation.
Or start with the form below
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Written by - Visit ChrisBuysHousesVA.comWill You Buy My House For Cash?
What if you can’t sell your house for cash?
Can it be done in this market?
With all the lending rules that keep changing, maybe no bank will likely give any loan against your house at the moment.
We bought this house for cash
I visited this property in response to a question: “Will you buy my house for Cash?”
I gave the seller an all cash offer on the phone. It was a fair number that met his need and my need.
4 days later, he had a check for the full purchase price in his hand.
Who will Buy Your House for Cash?
We are real estate investors who will buy your house for cash in Virginia or nationwide, but we can do so only if it makes sense for you and for us.
You can Get our buy your house for cash offer within 24 hours typically, no matter in the United States where you are.
We are professional home buyers located in Virginia and have the skill and nationwide network to buy your house for cash.
Here are a few hints:
- We buy at Sam’s Club prices or cheaper, not Ruths’ Chris.
- Have an ugly house to sell for cash? Even better.
- House has too many repairs? We can do it.
- We can move junk houses that should be torn down.
- We’ll need your rock bottom price to tell you if we can do it.
Here is one house that we did buy for cash:
This seller needed cash for his house.
Because it was vacant, vandals were shooting bullets into the windows, theives were stealing the plumbing.
The seller was desperate to flee this bad investment property.
Our buyer paid cash for this house in about 14 days and started the process of securing and renovating it to get it occupied again.
We will buy your house for cash
Even if we don’t personally buy your house with our cash, we have a network of investors who can buy your house for cash, as we did with the house pictured above.
This means that we have the network to locate a cash buyer for your house.
Instead of you calling and calling and calling, hoping for an investor to get back with you, we do all that work for you.
Your problem is solved.
We do the work and find another investor who will buy your house for cash.
“Will you buy my house for cash?”
If we reach a price that works for you and for us, we can say “Yes, we will buy your house for cash.”
But it has to work at a fair price for you and for us.
We can make all cash offers, and provide a service to find an investor for you to buy your house for cash. We have access to thousands of investors nationwide to help you dispose of your property quickly.
We’ve been buying house for cash for over 5 years or buying houses for cash spread out over time (terms). We buy your house for cash only if it works for you and I.
Here is your next step
Get our cash offer within 24 hours, no matter in the United States where you are.
Or simply call 804-915-475 during regular business hours for a free no-obligation consultation.
You have nothing to loose but the time of a phone call, and possibly everything to gain – letting us buy your house for cash.
Written by - Visit ChrisBuysHousesVA.comBuy Ugly Houses in Richmond VA
Ugly House from too much clutter?
How about missing walls?
Tress growing through the floor?
Damaged floors?
Horribly outdated bathroom?
We buy houses in any condition. Ugly House? Sure.
It doesn’t matter how ugly or outdated the house is, we buy houses quickly, as-is, often for all cash.
Get our Cash Offer for Your House in 24 Hours or simply pick up the phone and call us at 804/915-9475.
We are not affiliate with Homevestors, so we cannot use their “We Buy Ugly Houses” trademarked phrase.
Written by - Visit ChrisBuysHousesVA.comHow to Save My House in Virginia
I’m going to guess that you have ignoring the impending foreclosure on your house. Or perhaps the IRS is after your house?
I can’t read your mind. There may be plenty of reasons why you are wanting to save your house.
- Avoid Foreclosure
- Stop Foreclosure
- Tax judgment
- Impending flood
- Take over from toxic mold.
- Avoid bankruptcy
- Behind on Payments
- Stop the sheriff sale.
- Upside down and no equity.
- Loan modification.
There may be plenty of reasons. These are some of the common reasons that sellers like you tell me over the phone or by email when we communicate about selling your house.
Your solution depends on your situation.
If it is debt related (foreclosure, liens, judgments) are some but not all options
Loan modification
One option (and not your only one) is to work with your lender to modify your loan. Many lenders are work with distressed sellers to try and work out a solution.
Bankruptcy
Some people have delayed the inevitable by filing bankruptcy. That is not my line of business, so talk with a bankruptcy attorney.
Short sales
A third option is a Short Sales. I have written plenty here in the Short Sale category and I invite to to read through some of it. Start with this page on Short Sales. I can do a short sale, but it takes a few months.
Sell your house
Another option is to sell you house to an investor like me. In this market cash is hard to find but with some creativity on your part and mine, we might find a solution that works.
Simply fill out this form or give me a call at 804/915-9475. A phone call is free and confidental.
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Written by - Visit ChrisBuysHousesVA.com