Top 3 Ways to Avoid Foreclosure in Richmond Virginia

June 28, 2009 · Filed Under Foreclosure · Comment

Avoid Foreclosure Let me share with you what I think are the top

3 ways to Avoid Foreclosure in Richmond VA

#1 Catch Up On Your House Payments

You may have fallen behind on payments due to unexpected one-time circumstance, like a family emergency or a gap in employment.

If you can actually afford your monthly payment, catching up is a great option.

There are 2 main ways to catch up on your late mortgage payments:

Pay it Back All At Once: Use a Holiday Bonus, family gift or a Tax Refund check to pay your past due balance in full.
Forbearance- If you are more than a couple months behind on your mortgage payments, your lender may have started the process to auction your home or foreclose. However, they may be willing to STOP your foreclosure process if you agree to (and qualify for) a forbearance. This forbearance is an agreement between the borrower (homeowner) and the lender. It is an agreement to pay back the past due amount over a period of about 3-9 months. You will need to talk to your lender to see if/how you could qualify for this.

#2 Refinance or Re-Structure Your Current Loan

If you have not missed any payments, but know that you will not be able to afford your payments after a certain date (mortgage rate increase, ARM adjustment, loss or downsize of job), then you may be able to qualify for a refinance or a re-structure of your current loan. You MUST have good credit for this option, and (in most cases) cannot have missed a mortgage payment.

Re-Structure – Some lenders are allowing borrowers (home owners) to restructure their current loan to include adjusting the interest rate and/or the term.
Refinance – If your good credit is still in tact, you may be able to refinance your current loan into a lower, fixed-rate loan that could lower AND stabilize your monthly payments. Contact a reputable lender or bank ASAP to take care of this before you miss a payment.

#3 Avoid Foreclsoure in Richmond VA: Sell Your Home Fast

Perhaps catching up on your payments or refinancing your loan are not an option for you. Thus Selling your home is a great way to avoid a foreclosure in Richmond VA.

There are many ways to sell your home, but in either case, you will need to ACT FAST to make sure that your home SELLS before it forecloses.

This is an option for you to help you save your house from foreclosure in Richmond VA. In fact, you should try it first. It is one of your many options to avoid foreclosure in Richmond.

If you find that you cannot save your house,, give us a call at 804/915-9475. We are professional home buyers and we might be able to buy your house.

We will not buy it and lease the house back to you. That is not allowed in VA.

If you don’t want to call, simply fill out this form and we’ll attempt to help you avoid foreclosure in Richmond VA

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Written by - Visit ChrisBuysHousesVA.com

Tags: Foreclosure, richmond

Take Over My Monthly House Payments

June 18, 2009 · Filed Under Foreclosure, sell house fast · Comment

We are a company in Richmond Virginia that replies to your search request to “Take Over My Monthly House Payments”

Trying to sell your house fast in Virginia and want an investor to Take Over Your Monthly House Payments?

The company Richmond is www.Chrisbuyshousesva.com. We are now buying houses fast in and around the following areas:

Chesterfield, Richmond, Fredericksburg, Bowling Green, Hanover, Henrico, Petersburg, Chester, Colonial Heights, Hopewell, Sandston, and Goochland.

See our video:

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We are familiar with many reasons why people must sell their houses fast. Some of the most common reasons include:

Relocation
Facing Foreclosure
Divorce
Need Repairs
Bad Tenants
Tired Landlord
Liens Owed
Making 2 House Payments
Inheritance
Over-Financed

There are also a variety of other reasons as well that may put you in situations that are preventing you from waiting a long time to hope for a potential buyer to sell your house to.

ChrisBuysHousesVA.com is now buying properties in The Richmond Virginia area that solve your problem by taking over your monthly payments.

With all the smaller Virginia “we buy houses” companies available, be sure to work with one that has the experience and proper training that can handle all the legal documents and other necessary paperwork that would be necessary to sell your house fast.

Behind on Payments? We can provide you with workable solutions to your financial dilemma. We are able to work with you and your lending institution to help you avoid a possible foreclosure situation. We may be able to take the burden of trying to catch up payments off your back, so you can attempt a fresh start in another home you are better able afford.

Transferred or Relocating? Job transfers or a relocation should be a good thing and means that congratulations are in order. However, the relocation part of it can be very stressful. What can really set us back is now that you found that great new job now you have to worry about selling your house before you move. Seldom is there isn’t enough time to get your house sold before you move and you end up getting stuck making double payments on a house you no longer live in. The last thing you need to be worried about when taking a new position is selling your house.

Is Your House Vacant? There are several different reasons why your house will often sit vacant. It may or may not be by choice, but it is almost always a problem for the owner. Unoccupied houses have a tendency to draw unnecessary attention to themselves. Many times it’s the unwanted attention from neighborhood kids or others who see it as an opportunity to break out windows or vandalize the house. Furthermore, unless you change your homeowner’s policy, you may no longer be covered by insurance if your home is damaged after being unoccupied over 30 days.

If you have a house to sell fast for any situation, contact the professional, experienced Richmond Virginia house buyers at 804-915-9475

Written by - Visit ChrisBuysHousesVA.com

Tags: avoid, Foreclosure, house, inherited, richmond, sell

Richmond Virginia Short Sale Experts

May 7, 2009 · Filed Under Behind on Payments, Foreclosure, Short Sale · Comment

Short Sale my house

http://www.ChrisBuysHousesVA.com

Richmond’s Short Sale & Foreclosure Experts

Are you having trouble making your mortgage payments?
Is the foreclosure date approaching?
Is the stress making it hard to sleep at night?
Is your home worth less that you owe on it?

These are all problems that many people are faced with today & we can help.

We are foreclosure and short sale specialists that assist families in your same situation.

Visit our short sale section for more information about your options and for answers to many of the questions you may have.

There are no fees to you for talking with us, and we don’t charge upfront fees to work your case.

Or you can fill out the form below or call us today to speak with a member of our team.
Chris Walker 804/915-9475

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Written by - Visit ChrisBuysHousesVA.com

Tags: avoid foreclosure, Foreclosure, richmond, Short Sale

Sell Your House Fast in Richmond VA — Video

February 2, 2009 · Filed Under Video · Comment

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Here is how it works:

1. Watch the video.

2. Give me a call for a free no obligation discussion about how to sell your Richmond house fast

3. We develop a plan of action, or tell you we are not a fit.

We are up front and don’t believe in wasting your time. We may not be the right buyer for you and we’ll tell you quickly if we are not.

If it’s not during business hours, fill out this form to send me an email, I’ll typically get back to you within 24 hours.

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Written by - Visit ChrisBuysHousesVA.com

Tags: avoid foreclosure, richmond, Sell house, sell house richmond

I want to sell my house fast in Richmond VA

October 22, 2008 · Filed Under Behind on Payments, Foreclosure, Short Sale, Ugly House · Comment

If that statement describes you, you have come to the right place.

You’ve got a house that you want to sell fast in Richmond.

What can you do?

You may have tried the conventional way with an agent and failed after 90 / 120 / 180 days.

You may have an urgent cash need.

It’s hard to Sell My House Fast in Richmond Virginia

There are several investor homebuyers like in our market.

Why spend hours making phone calls that they don’t return, or talk with an intake operator who will say “I’ll pass this along” and you never hear back from them.

When you call us, you’ll likely get me on the phone. No intermediaries. You talk direct with the owner about selling your house fast in Richmond.

Likewise, we’ve got a network of thousands of investors that can help you if we don’t personally buy your house. We have the expertise to help you move your house to our network.

We have been buying homes in the Richmond Virginia area since 2002, helping people unload their houses to help them out of ugly situations:

Divorce,
Foreclosure that is coming
emergency relocation,
Ugly home, or
Way too many repairs.
Inherited house

The situation may not be ugly, but maybe it is an estate case and the relatives are clamoring for proceeds from the sale of the house.

How to sell my house fast in Richmond Va.

Pick up the phone and call me at 804-915-9475.

Let us talk on the phone for an initial consultation to discuss how you can sell your house fast to a professional home buyer like me.

After we talk and dicuss options to sell your house fast, we’ll setup a time to visit the property or to have the property photographed by my photographer.

Then we work to sell your house fast and unload it for you.

4 days to sell my house fast in Richmond

The fastest record we have had to unload a house was about 4 days (which turned into 8 because of surprise title issues).

The seller got their cash in record time.

Hint: price it right and you will sell your house that fast.

If you expect last year’s peak price point, you won’t sell your house fast, and it will likely sit on the market for 120 days unless it is move-in ready and you have a qualified buyer.

Next steps to sell my house fast in Richmond

During business hours, pick up the phone and call us at 804/915-9475.

If you are looking at this at night, feel free to use this form to contact us about your situation and we’ll have a confidential discussion on the telephone.