Chris Buys Houses Fast in VA

And everywhere nationwide, buying Houses Fast anywhere in Virginia and the US

How to Save My House in Virginia

I can’t read your mind.

There may be plenty of reasons why you are thinking “I need to save my house”

  • Avoid Foreclosure
  • Stop Foreclosure
  • Tax judgment
  • Impending flood
  • Take over from toxic mold.
  • Avoid bankruptcy
  • Behind on Payments
  • Stop the sheriff sale.
  • Upside down and no equity.
  • Loan modification.

There may be plenty of reasons.

These are some of the common reasons that sellers like you tell me over the phone or by email when we communicate about selling your house.

Stop Foreclosure in Virginia

Your solution depends on your situation.

If it is debt related (foreclosure, liens, judgments) are some but not all options.

Loan modification

One option (and not your only one) is to work with your lender to modify your loan.  Many lenders are work with distressed sellers to try and work out a solution.

Bankruptcy

Some people have delayed the inevitable by filing bankruptcy.

That is not my line of business, so talk with a bankruptcy attorney.

Short sales

A third option is a Short Sales.

I have written plenty here in the Short Sale category and I invite to to read through some of it.

Start with this page on Short Sales.

I can do a short sale, but it takes a few months.

Sell your house

Another option is to sell you house to an investor like me.  In this market cash is hard to find but with some creativity on your part and mine, we might find a solution that works.

Simply tap the GET OFFER button below or give me a call at 804/719-1489.

A phone call is free and confidential

Upside down on your mortgage

Are you upside down on your mortgage?

That means you owe more than your house is worth in the present market.   For various reasons, you likely have seen the prices of houses falling (nationwide about 15%) in your neighborhood, and the number of bank owned foreclosures listed with realtors.  As homebuyers buy these foreclosed REOs (real estate owned), it drives the value of your house down.

For example, in 2005, you paid $215, 000 for your house.  You took out two mortgages for 100% financing.

That same house today, might only be worth $175, but you still owe $215.

The ARM rate has reset and you find yourself falling behind on payments.

What to do when you are upside down?

A short sale might be the solution for you.  Read my section on short sales to find out if this right for you.

If you want to procede, simply give me a call at 804/719-1489 and I’ll tell you if I can help you with your short sale.  This consultation is free.

If it is 3 in the morning, use this form and I’ll give you a call the next business day.





Virginia Foreclosures Continue to Rise

foreclosurecrisis According to the 12/11/2008 Richmond Times Dispatch

Foreclosures in Virginia continue to rise from a year ago, but the rate here is better than it is nationally.

One in every 567 Virginia households, or a total of 5,694, received a foreclosure filing in November, according to a RealtyTrac report released today. By comparison, one in every 488 U.S. households receiving a filing. Filings include notices of default, trustee sales and foreclosure sales, according to the online database.

Filings here rose 121 percent last month from November 2007, while nationally they increased 28 percent, according to the report.

This number shows the market in pre-foreclosures is still very active.  What this report doesn’t reveal is how many of these are upside down, or how many can have a deal made from them.

Avoiding foreclosure of your home in Virginia is an everyday battle for thousands of families in the state.  The truth of the matter is that a big percent of the families that face foreclosure today is not because the adjustable rate kicked in, but because in the last two years the cost of living has gone trough the roof, while middle class income has come down.

You might be able to get a loan modification, or simply sell your house outright to avoid foreclosure

Is your house facing foreclosure in Virginia?

If your house is facing foreclosure in Virginia, we can at least see if the there is something we can do to buy your house.  You may have other options available to you.

If you or someone you care about are currently experiencing some sort of financial distress that might jeopardize the ability to make mortgage payments there are several crucial bits of information you need to know and some things you need to do right now before your payment is late.

We are a professional house buying company.  To talk with us is free.

I invite you to call me directly at 804/719-1489 and speak with Chris.  Or fill out the form on this page and I’ll give you a call, typically within 24 hours.

We have helped people like you deal with a home that is facing foreclosure in Richmond, in Petersburg and in the Surrounding areas.





Sell an Inherited House Quickly

Sell an inherited house

Did you inherit a house?

Selling an inherited house can be simple or difficult.

It is often the most controversial part of dealing with the estate, particularly if there are many other beneficiaries involved.  One house I worked on had at least 17, and about 5 of them could not be found.  You may even have to deal with the tax or taxes on an inherited house.

If there is a will directing what is to happen to the estate matters are more straightforward.

However, if the deceased is intestate, things are often more protracted and complicated.

Keep open and clear communication between all parties from the start.  It sounds simple but emotions may be running high particularly if the dead person was a close relative and perhaps the inherited property was the “family home”.

To sell an inherited property it is wise to establish what each party needs and reach a clear collective agreement as to whether to sell an inherited property and if so at what price and what the ideal timescale should be.  This discussion will avoid discord further down the line and help to resolve matters smoothly and amicably.

If there is a need to sell the inherited property a cash buyer could be a good solution.  True there will be a compromise on price but a guaranteed quick sale will often outweigh any shortfall.

How to sell your inherited house

Get our Cash Offer for Your House in 24 Hours.  We may be your best solution, so give us a try.

At least give us a call at 804-719-1489.

 

Sell_My_Inherited_House_Fast_Richmond_BB

 

Let Us Buy Your House Fast

To receive our offer, please take just a few moments to tap the “GET OFFER” button below.

There is a little form behind there that will start the conversation about getting an offer on your house.

The more information you can provide us, the better we are able to analyze the situation.

Or Simply call at 804/719-1489

Cash offer for your house