Behind on payments?

How far behind?  2 month, 3 months?

I can imagine that the lender is beginning to send you notices in the mail threatening you with terms like “notice of default” and “loan acceleration” and “foreclosure.”  In the state of Virginia, you might even see notices like “Substitution of Trustee” or “Notice of Trustee’s sale.”

Your house is headed to foreclosure in Virginia and it won’t be long before it’s auctioned on the courthouse steps in the county or city where you live.

Does that describe you?

What can you do?

Here is what you can’t do in Virginia:

• Pay an up front fee to a loss mitigator.  That has been banned by law.
• Sell your house to an investor and lease it back.

What you can do (and this may not be your only option) is to sell your Virginia house fast to avoid foreclosure.

Professional Home buyers in Richmond VA

We are professional home buyers and we have helped several people unload their house.  Even if there is little to no equity in this current awful real estate market.  We’ve got solutions, some of which help you sell your house fast, others of which take some time because we have to negotiate with a lender.

Don’t wait too long to contact us

This week, I was contacted by a seller who’s situation was very sad.  Circumstances in life were forcing him to sell his house fast to avoid foreclosure.  However, there was nothing I could do to help him. 

1).  He owed more than the house was worth — the only approach would be a short sale (45-60 day minimum turnaround).

2).  The trustee auction was in 4 days.

Fill out our contact form to discuss your situation, sometimes in a little as 30 minutes.

The cash sale of your house can usually be completed within 30 days or as little as 14.

This may be extremely important to you for a number of good reasons:

• You’re stressed out. The slow-moving process of selling your house is getting to you because it’s dragging on and on and on – and you’ve been stuck in a situation where your buyer is waiting for their property to sell.
• Property problems. Buyers keep being put off by repair problems with the property. Maybe it simply needs a lot of work.
• You’re caught between two homes. Life has become complex. You’ve bought a second home – without selling the first – and the bills are draining you, or you’ve moved jobs and life is on hold until the home sale happens. You’ve got two, maybe three payments on the house?
• Debt difficulties and the threat of repossession. Is it falling Behind on Payments?

I have anecdotal evidence from some sellers that have paid upwards of $20-40 thousand in transaction costs to sell their house after making all the repairs, paying an agent, and assisting with closing.

That’s not FAST, and that’s very Expensive.

The key to selling to an investor is the right price.  You determine what price you need and we’ll see if we can unload the house for you.

What now?

Get our Cash Offer for Your House in 24 Hours (in most cases), or simply pick up the phone and call us at 804-719-1489

I don’t know if you’ll be able to sell your Richmond VA house for cash to us or not, but at least give us a try.