Chris Buys Houses Fast in VA

And everywhere nationwide, buying Houses Fast anywhere in Virginia and the US

I Want to Sell My Handyman Special in Richmond

If you’ve got a handyman special that you want to sell, I’d be interested in buying it.

In this video, you’ll see some of the handyman specials I’ve been involved in:

The three sided house is my favorite photo of a handyman special.

I almost bought it, but a snag in the title work kept the seller from selling their ugly fixer upper to me.

The amount of repairs needed will be calculated in my offer to you to buy your house.  But the amount of repairs doesn’t bother me.

I’ve had to jack up houses, replace joists, straighten out sinking houses, and even had all the wiring and plumbing replaced.

If you want to sell your handyman special, I’d be happy to make you an offer.

You can turn your house into cash in just a few days.

Get an offer

Evaluate Your Own Rehab Budget

If your house needs a lot of repairs, you may be horrifically surprised at the cost of those repairs.  Most sellers I speak to have no idea how to estimate repairs or form a realistic rehab budget.

Not too long ago, I visited the house of  seller whose house had not been updated since the early 1940s.

When we visited the house, our renovation estimate to bring the house to the current FHA standards was nearly $80,000.  The seller’s best guess was $15,000.

Clearly, we didn’t see the same amount of repairs.

How not to be deceived on the rehab budget.

You might feel that the real estate investor is blowing smoke when it comes to a rehab budget.

Here is how not to be deceived.

Get your own contractor estimates.

I have often told homeowners that to understand the nature of the repairs needed to their handyman house, they will need to get their own estimates of repairs.

If you want to know for sure that the real estate investor is giving you a realistic rehab number that they are calcuating, then go and get your own price for rehabbing your house.

I found this little video that shows how you could potentially talk with a contractor to help you get that rehab budget.

Make sure a real estate investor’s estimate of rehab is in line with contractor estimates.

That will give you the confidence to know that you will be treated fairly by the investor who is offering to buy your house.

To help yourself understand the rehab budget, get your own contractor estimates.

An experienced investor will know a rehab budget

If you wish to sell your handyman special to an investor, they will calculate a rehab budget into their offer price.

An experienced investor will know a good rehab budget, whereas an inexperienced investor will likely make a guess and guess wrong.

If your rehab budget is beyond your ability

Sell_My_Handyman_Special_01

If you find that your rehab budget to fix your handyman special is way too far out of reach for you, we’d be interested in buying it.

We promise that we will give you a fair price for your handyman special as is.

Our team has been buying handyman specials since 2004 and we have a pretty good knack for determining a realistic rehab budget that will influence our offer price to you.

Call me during normal business hours or fill out the form here and I will give you a call

Get an offer

I want to sell my house to Avoid Foreclosure in Virginia

If you want to sell your house to avoid foreclosure in Virginia, I want to give you some options.

Avoid Foreclosure in Virginia

I have talked with several individuals like you who have found themselves too far behind on their house payments to catch up.

I have also talked with people who are just beginning to fall behind in their mortgage payments because of a job loss, a medical bill, or some other life transition that has caused a financial crisis in their life.

No matter what the reason is for falling behind on your house payment, the next step is for you do something today.

Sell your house to us

We have been buying homes out of foreclosure since 2005.

We are professional homebuyers who can treat you with dignity and respect in a situation where you may not feel like you have gotten enough.

We have the attorneys who will handle the details of the transaction so that selling your house is as easy as possible.

We handle all the paperwork.

You simply need to move and be out of your house by the time you close when sell your house to us.

We desire to make this transaction as smooth as possible so it is one less headache for you to deal with.

Here are some of the options to sell your home to us:

1.  We restore your back payments and your credit with that lender as we cure the default and keep the payments current.

2.  We could help you with a short sale of your house, where the bank will accept a balance less than what is owned.

3.  We simply purchase the house for cash for the balance owed if it makes business sense for us to do so.

Those are the three ways to sell your house to avoid foreclosure in the state of Virginia.  You may have other options, but if you have already decided to sell, those are your options when working with us.

Pick Your Next Step to Sell your house to avoid foreclosure

1.  If you want to read a little further on avoiding foreclosure through selling your house, go here.

2.  Call me at 804/719-1489 during normal business hours on the East Coast.  I try to answer my own phone.

3.  Fill out this form, and I’ll call you shortly:

Get an offer

Lending Changes for Future Homeowners in Richmond VA

New Loan Terms from FHA and Fannie MaeOver the past week, there have been some important lending announcements from Fannie Mae and the FHA.

They concerning anyone who lost their home in a short sale or foreclosure in the last few years, whether you live in the Richmond area or anywhere else in the country.

If you want to buy a house in the Richmond Virginia area, these new rules will have an impact on your ability get a loan on your house.

If you are trying to sell your house in Central Virginia, these rules will affect your potential buyers.

On the one hand, these changes will make it easier for millions of people in this position to purchase another home in central Virginia.

But, on the other hand, you may have to jump through a few hoops to prove that you  qualify for the new standards.

New Lending Rules

Here is the new exception from the FHA: Potential homebuyers whose income unexpectedly dropped by at least 20% or who lost their jobs.  The new exception does not cover the potential borrower who voluntarily resigned from their positions or who were fired “for cause.”

New exception from Fannie Mae:  Credit reports do not distinguish between a foreclosure and short sale.  You can now demonstrate the short sale with your loan officer.  You’ll need a 20% downpayment.

This information is freely sourced from various articles this week.  As always, talk with a mortgage broker.  I simply help people sell their house fast to an investor.

But sometimes, when I rehab a property, I need to sell to a retail buyer who looks for their first home.  I need to be aware of lending rule changes.

Sell your house fast without a buyer needing a loan

If you are trying to sell your house in Central Virginia, these rules will affect your potential buyers.

They may not qualify to purchase your house.

You can sell your house fast to a cash buyer who doesn’t need bank rules.  That might be me, or one of the many investors in my network.

If you can wait 12-18 months, you could also sell your house via a rent to own option which allows your future buyer a little more time to qualify for a bank loan.  I can show you how.

Contact me at 804-719-1489, during normal business hours on the east coast.

I answer my own phone.

1 in 5 mortgages are seriously underwater

How to Sell Your House with No EquityEach month, I talk with multiple home sellers that have found it difficult to sell their house in the current market.

Some areas of the country are experiencing a return to normal levels of inventory.  But in Richmond Virginia where I am based, sellers encounter some of the following situations (From the Times Dispatch, Sept 5, 20130)

  • Headline: 1 in 5 mortgages are seriously underwater (Times Dispatch, Sept 5, 2013)
  • 19 percent of residential homeowners with mortgages in the Richmond area owe 25 percent or more on their mortgages than their houses are worth.
  • 23 percent of homeowners with mortgages, are on track to resurface with enough equity to be able sell their houses in the next 15 months
  • In the Richmond area, 13 percent of all homeowners with mortgages have at least 50% equity.

Those statistics suggest that nearly 40% of Richmond area homeowners are unable to sell their house via traditional means.

As a creative real estate investor, I can help you figure out how to potentially sell your home, if you are one of those sellers who has little equity.

How you can sell your house with no equity

I might be able to place a future homeowner with slightly damaged credit into your house today who should be able to get a mortgage within 12-18 months.

You will have someone paying you a monthly lease payment so that you do not have find the money to cover your mortgage on an empty house.

You will have a future homeowner caring for your property so that you don’t have to fix the leaky toilet.

You will have all the benefits of taking your mortgage interest deductions and real estate tax deductions.

Of course, that is the perfect scenario.

The risks?

There are a few risks that you must know about in this scenario:

  • Your house may not appraise for the price you have agreed to sell at.
  • Your tenant buyer may not qualify for a mortgage in time.
  • Your tenant buyer may get a job transfer and need to move to another city.
  • You may not get your lease payment.

Those risks are real when it comes to leasing a house with the option to buy.  But it is a risk that you might get comfortable with.

How can I help?

If I can help you in this scenario, simply pick up the phone and give me a call.  I try to answer my own phone, at 804-719-1489.

I’ll tell you if I can help you or not.

The initial consultation on how to sell your house with little to no equity is free and you might learn a thing or two.

Other options for Zero Equity or Underwater Homes

If you are truly upside down in your mortgage, a short sale may be the only way to go.

Other investors may do an option for a 10 year period, but I will not.  It is not always a good solution to bank on a future escalation of market prices.  I can help you with your short sale.

Is Richmond becoming a sellers market?

From an April 13 2013 article in the Richmond Times Dispatch:

Home sales and prices rose in central Virginia and across the state in the first three months of the year, according to reports released Tuesday by the Richmond Association of Realtors and the Virginia Association of Realtors. The positive report comes at the start of the spring buying market, and the outlook for the rest of the year looks promising, with local, state and national housing markets showing evidence of a sustained recovery, according to the reports. “Without question, the housing market is improving,” said Bill White, president of Joyner Fine Properties in Richmond. “We are keeping our fingers crossed and hoping it is sustainable.”

This is good news for home sellers. The article goes on to say:

“In some areas, we have an inventory problem,” White said about the Richmond area, noting a shortage of houses on the market to meet demand. “We’re beginning to see a few multiple offers, and some houses are selling in the first couple of days on the market.” Sales in central Virginia have risen year over year for seven consecutive quarters.

If you are thinking about selling your house this spring, you might be able to get top dollar for it if you fix it up and make it shine among the competing houses for sale.

What if your house is out of date?

The other day, a house seller called me. Their kitchen is 20 years out of date. The last paint work in the house was 10 years ago. Their flooring was worn

  • Scratches in the hardwood
  • Ripped vinyl
  • Cracked tiles

Windows has broken seals, causing moisture to get in there. The outside needed landscaping to re-reveal the house to the street. If your house is ugly, you could easily spend 20 thousand making these basic repairs to bring it up to full market value. But, if you don’t want to mess with that kind of renovation work, I’ll buy your house as is for cash at a price that considers the renovations that are needed.

I’ll make you an offer

If you want to sell your house in 3o days for cash, I’ll make you an offer. Here is how:

1.  Visit this page: http://www.chrisbuyshousesva.com/get-offer-in-24-hours/

2.  Fill out the form.

3.  I’ll be in touch within 24-48 hours to discuss your house and situation.

Sell my house fast in Williamsburg VA

Sell House Fast Williamsburg

If that statement describes you, you have come to the right place.

You’ve got a house that you want to sell fast in Williamsburg VA.

Maybe you need the cash.

Maybe you need to avoid foreclosure.

Maybe it’s been a condemned.

What can you do?

You may have tried the conventional way to sell your house with an agent.  Perhaps they have failed after 90 / 120 / 180 days.

You may have an urgent cash need.

You may even have tried to call investors who buy houses for cash.  But they haven’t returned a phone call.

Why spend hours making phone calls that they don’t return, or talk with an intake operator who will say “I’ll pass this along” and you never hear back from them?

When you call us, you’ll likely get me on the phone.  No intermediaries.

You talk direct with the owner about selling your house fast in Williamsburg.

If we don’t buy your house, we have other people who will

Likewise, we’ve got a network of thousands of investors that can help you if we don’t personally buy your house in Williamsburg.

We have the expertise to help you move your house  to our network.

We have been buying homes in the central Virginia area since 2002, helping people unload their houses to help them out of messy situations:

  • Divorce,
  • Foreclosure that is coming
  • emergency relocation,
  • Way too many repairs.
  • Inherited house

Maybe it is an estate case and the relatives are clamoring for proceeds from  the sale of the house.

How to sell my house fast in Williamsburg Va.

Pick up the phone and call me at 804-719-1489

Let us talk on the phone for an initial consultation to discuss how you can sell your house fast in Williamsburg to a professional home buyer like me.

After we talk and dicuss options to sell your house fast, we’ll setup a time to visit the property or to have the property photographed by my photographer.

Then we work to sell your house fast and unload it for you.

Next steps to sell my house fast in Williamsburg

During business hours, pick up the phone and call us at 804/719-1489

If you are looking at this at night, feel free to use this form to contact us about your situation and we’ll have a confidential discussion on the telephone.

Get an offer

Sell my house AS IS in Richmond VA

Sell my house AS ISThe other day, a house seller called me, wanting to “sell their house as is.”

They don’t want to

  • fix the floors
  • paint the walls
  • update the electrical system
  • replace the furnace
They had inherited the house and simply wanted to sell house as is, with all it’s ugliness and outdated looks.

You may want to sell your house “as is” because there is no time for clean up, high end repairs, or not enough money in your hand to make the repairs.

Maybe you just want to get rid your house for fast cash and sell your house as is.

missingwall

Sell your house for cash as is

“As is” is just that.

We have bought these types of homes since we have been in business.  Here are some examples:

  • Rotten floor joists from bathroom toilet leak.
  • Trees growing through the living room floor.
  • Second stories that have collapsed into the first floor.
  • One house missing an exterior wall

Now these are extreme rehab examples.

sellhouse as is

However, we have bought houses as is that are ok, just out of date.

  • Outdated but functional kitchen.
  • Homeowners association complaints about siding and exterior repairs.
  • Former Tenants who destroyed the home.
  • Estate clutter.

If we talk about the fast sale of your home, we’d take it as is.

No need to make repairs, no need to fix things up.  No need to clean out the junk.

You simply sell your house as is to us and we buy it as is.

That is what we do.  We clean it out.  We make the repairs.  You simply get rid of your headache of your as-is house.

What now?

Read our 5 Easy Steps to Sell Your House for Cash or simply get our Cash Offer for Your AS IS House in 24 Hours.

Or Call us directly at 804-719-1489 and ask for Chris.

Please use normal business hours, Eastern Time US.

We by as-is houses nationwide in the US.

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I want to sell my home to investors in Richmond VA

The number one question home sellers ask (based on my unscientfiic observation) about how to sell a home to an investor in Richmond Virginia is

How does this work?

Hoes does it work to sell my home to investors?

So let me tell you.

Sell_My_House_Fast_to_Investor_Richmond_45

Start with a Free Phone Consultation

Most home sellers will start with a free phone consultation with a professional home buyer like myself.

We listen to the details of your situation and why you need to sell your house to a professional home buyer.

Maybe your home is

  • outdated
  • ugly house
  • stinky house
  • inherited house
  • one with too many repairs to make
  • falling behind on payments

There could be a variety of reasons.

We find a solution to selling your house to an investor

When we walk on the phone and learn about the details of your house and your situation, we custom design a solution.

That solution might be

  • All cash offer for your house with a speedy closing.
  • Help you arrange to sell it with owner financing and start collecting payments.
  • Take over your existing house payments or mortgage payments.
  • Refer you to our short sale specialist.

I’m happy to discuss your situation and pricing need to help you sell your home to investors in Richmond Virginia, or any of the surrounding areas.

Your next step

Pick up the phone and give me a call at 804-804/719-1489 during normal business hours, Eastern Time US.

I’ll either answer the phone myself or get back to you within 24 hours.

Or fill out this form, and I’ll call you when I’m in the office.  Please make sure your phone number is correct:

Get an offer