Chris Buys Houses Fast in VA

And everywhere nationwide, buying Houses Fast anywhere in Virginia and the US

Sell Your Inherited Real Estate

Sell_My_Inherited_House_Fast_Richmond_BB

Did you just inherit an unwanted piece of real estate or house?

Whether you lost someone suddenly or through a long, slow process it’s painful either way.

The last thing you’re probably wanting to work on now is helping to organize their affairs.

Probate, taxes, downsizing a home… it can all be pretty complicated in the best of times.

If you’re already emotionally distraught, it’s even worse. It is hard to know how to cope with everything and your emotions and your strength are totally frayed.

If you do find yourself needing to sell an inherited home fast, perhaps I can help make at least that ONE process a little more straightforward and easy to understand. As the mortgage statements keep coming in, and the other bills pile up, selling a home quickly to get the payments off your hands and free up the equity to take care of taxes, final services, and so forth makes a lot of sense.

Perhaps I can help you to sell your inherited property.

As a private and professional home buyer, I meet with families and discuss their options and their situation and sometimes I can buy their home. When I buy houses, there are no real estate agents, no commissions and no open houses.

I can make the sale of your loved ones home an quick and painless process for you.

You don’t have to hassle with dozens of people coming through at all hours of the day and night. Nor will you suffer from concerns about not knowing when or if the house will ever sell.

In one short 10-minute conversation on the phone, I’ll be able to tell you whether your home may be something I’m interested in buying. If working with me doesn’t make the most sense for you, I’ll be the first to tell you that, and will cheerfully point you in another, better direction.

What now?

Please call me direct at 804/719-1489 so we can discuss the quick sale of the estate or home you’re handling and perhaps I can make this an easier part of the process.

Or tap the GET OFFER Buton below, fill out the form, and I’ll call you.

I will Buy Your Home Fast in Richmond

BuyYourHomeFast

Do you have a home that you need to unload in this market?

Have you tried a realtor and failed?

Have you received military orders and have to relocate?

Have you received notice of default from your lender?

These can happen to any of us.  In the current real estate market where inventories are very high, lenders are refusing to qualify buyers, it may be a challenge to sell your home in the traditional methods.

We’ve got solutions to buy your home fast

There is no “one size fits all” and there is “no program.”  But here are some general guidelines.

  • To sell your house FAST for all cash, we will need a discount.
  • If you need some cash now and can wait a while for the rest, we may be able to get you what you need.
  • If you don’t have to have cash right now, we will make you our best offer!
  • If you own your home free and clear, we pay you higher rate of return than a bank would if you’d receive payments.

Simply tell us what you NEED and we’ll customize a solution specifically for your situation.

I can’t promise that I will buy your house, but at least we can talk or communicate by email.

What now?

and see how we can help you today.  All calls and emails are confidential.

How to Sell Your House AS IS

Some sellers may have found that they need to

  • relocate
  • avoid foreclosure
  • avoid costly repairs

All of these may suggest that you want to sell your house “as is” because there is no time for clean up, high end repairs, or not enough money in your hand to make the repairs.

Sell my house fast as is

Sell your house for cash as is

“As is” is just that.  We have bought these types of homes since we have been in business.  Here are some examples:

  • Rotten floor joists from bathroom toilet leak.
  • Trees growing through the living room floor.
  • Second stories that have collapsed into the first floor.
  • One house missing an exterior wall

missingwall

Now these are extreme rehab examples.  However, we have bought houses that are pretty, just out of date.

  • Outdated but functional kitchen.
  • Homeowners association complaints about siding and exterior repairs.
  • Estate clutter.

sellhouse as is

If we talk about the fast sale of your home, we’d take it as is.

No need to make repairs, no need to fix things up.  No need to clean out the junk.

That is what we do.  We clean it out.  We make the repairs.  You simply get rid of your headache.

What now?

Call me during normal business hours in Virginia.  I try to answer my own phone:

804-719-1489

We buy houses for cash in the Richmond Virginia area. We’ve been doing this since 2001.

Get offer

to sell your house fast in Richmond VA

10 Tips to Avoid Foreclosure

How can I Avoid Foreclosure?

Are you having trouble keeping up with your mortgage payments?

Have you received a notice from your lender asking you to contact them?

The Department of Housing and Urban Development, or HUD, has 10 tips you can follow to avoid losing your house:

  1. Don’t ignore the problem: The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your house.
  2. Contact your lender as soon as you realize that you have a problem: Lenders do not want your house. They have options to help borrowers through difficult financial times.
  3. Open and respond to all mail from your lender: Your failure to open the mail will not be an excuse in foreclosure court.
  4. Know your mortgage rights: Find your loan documents and read them so you know what your lender may do if you can’t make your payments. Learn about the foreclosure laws in your state.
  5. Understand foreclosure prevention options: Valuable information about foreclosure prevention options can be found on the Internet at http://www.hud.gov.
  6. Contact a HUD-approved housing counselor: The U.S. Department of Housing and Urban Development funds free or low-cost housing counseling nationwide. Find a HUD-approved housing counselor near by calling 800-569-4287.
  7. Prioritize your spending: After health care, keeping your house should be your first priority. Review your finances and see where you can cut spending in order to make your mortgage payment. Look for optional expenses — cable TV, memberships, entertainment — that you can eliminate. Delay payments on credit cards and other “unsecured” debt until you have paid your mortgage.
  8. Use your assets: Do you have assets — a second car, jewelry, a whole life insurance policy — that you can sell for cash to help reinstate your loan? Can anyone in your household get an extra job to bring in additional income? Even if these efforts don’t significantly increase your available cash or your income, they demonstrate to your lender that you are willing to make sacrifices to keep your home.
  9. Avoid foreclosure prevention companies: You don’t need to pay fees for foreclosure prevention help — use that money to pay the mortgage instead. Many for-profit companies will contact you promising to negotiate with your lender. They will charge you a fee (often two or three month’s mortgage payment) for information and services your lender or a HUD-approved housing counselor will provide free if you contact them.
  10. Don’t lose your house to foreclosure recovery scams: If any firm claims it can stop your foreclosure immediately if you sign a document appointing them to act on your behalf, you may well be signing over the title to your property and becoming a renter in your own home. Never sign a legal document without reading and understanding all the terms and getting professional advice from an attorney, a trusted real estate professional, or a HUD-approved housing counselor.

Source: Department of Housing and Urban Development

How WE help you Avoid Foreclosure.

We have a variety of different means.  We do not charge you any fees (see #9) before trying to help you.  We are not a foreclosure prevention company.  We buy houses .

If you wish to sell your home, we have different ways of purchasing it.  No closing costs or fees to you.  We use attorneys as a form of giving you protection, and to make sure that we do our business right.

See our Avoid Foreclosure section, or Get our offer Within 24 hours. Don’t want to fill out a form? call us at 804/719-1489.

Sell your house fast, Why and How?

There are certain cases when the seller has to sell their property quickly because of financial constraints and other issues.

There are a number of reasons why you may want to sell a house quickly, whether it’s a financial issue, or perhaps a need to relocate.

We deal with people all the time who have various reasons why they need to sell fast.

Selling your house quickly in this market can be a one of the most stressful things to have to deal with if you are not experienced at selling real estate.   But it is can be done easily and quickly. . . . and a realtor is not always the best answer.

Realtors can put your property into the Multiple Listing Service (MLS).  But in this buyer’s market, and with the inventory at it’s highest level in years, your house will likely get lost.  Realtors have hundreds of houses they are trying to sell and show.  Your house may not get their fullest attention.

I’ve talked with many people who’s Realtors failed to sell their house for them.  Some have priced their properties at last year prices.  Others have discovered that some realtors do nothing to market homes other than put it in the MLS and hope it sells itself.

I listed one of my proprieties for sale.  In that school district alone there were 109 properties for sale.  The only thing I could do to make my property stand out among the crowd was to cut the price as low as possible to make it the low hanging fruit.

If you want to sell your house fast, simply sell it on your own at the lowest price you can tolerate.  Or simply figure out what proceeds after paying off the loan you need and go with that figure.

One lady only wanted 50K over the balance of her loan.  She didn’t care what the house was worth if she could take the time to sell it, but she simply wanted the 50K.  We bought her house in 10 days.

To learn how you too can sell your own house fast, without using a Realtor, in 2 weeks or less, give us a call at 804-719-1489 or fill our form and get our cash offer in 24 hours.

We can offer cash for homes.

If you need a quick sale of your home, then we can help.  We are specialty company that can give you a verbal offer on your house and perhaps even give you cash for your house.

The quickest we have done is 7 days from first contact to close of sale.  The owner sold his home for cash to us in under 7 days (it would have been 3 but he was out of town, so we had to mail documents back and forth).

If we buy your house we will not charge you any commissions or fees.  In most cases, we pay for the closing costs.

Do you want cash for your house?  Do you need to sell quickly?  If you want top retail and can wait, we are not the right buyers for you.   However if you need a quick sale and don’t care at what price, we can likely work out the sale of your home.

Give us  a call directly at 804-719-1489, or fill out our form and Get our cash offer in 24 hours.  You can have a contract on your house in under 24 hours for the right price.

Avoid Foreclosure in Richmond VA

Most people don’t buy a house with the intent of getting behind on payments and facing the prospect of foreclosure.

Prevent Foreclosure

There are two main ways to lessen the likelihood of foreclosure before you’re even move in the house.

First, simply don’t put yourself in a situation where you won’t be able to afford your mortgage.   This is something that many buyers have done with creative mortgages, ARMS, pick a pay loans, and all sorts of untenable mortgages.

Just because the mortgage lender approves you for a loan at a certain amount doesn’t mean you can actually afford the payments on that loan.   On our first home we qualified to purchase a house at $495,000, but we bought one at $95,000.  That kept our mortgage payments small.

Second, have a solid grasp on the details of your loan.

Make sure you understand the payment structure of each and how it may change over the years.  Don’t simply sign the documents without reading them, simply because you need to refi or make a purchase.

I have dealt with many homeowners who signed for loans that were “different than they thought.”  At the last minute, the lenders swapped loan products and as buyers, they felt trapped into accepting a loan with awful terms.  Don’t let that happen.

Already Behind on Mortgage Payments?

So what can you do if you are behind on payments already?  There are some options available to you.  Simply dig around the website to see them, but perhaps you simply want to talk with someone.

Give us a call at 804-915-719-1489 or fill out a form to Get our offer in 24 hours.  Calls are confidential and even if we can’t help you, we can still provide you with some resources to help.

Behind on Payments in Richmond VA

No one buys a home with the intention of getting behind on payments.

Yet, as the mortgage crisis gets worse, creditors tighten the standards, many homeowners are beginning to feel the pinch.  Adjustable rate mortgages (ARMS) are resetting to astronomical amounts, and the easy refis promised by mortgage brokers to bail you out are no longer available.

I’ve talked with several homeowners who are behind on payments.

The most common reasons include

  • Medical Emergency
  • Job Loss
  • Divorce
  • Job Injury

If you have fallen behind on payments anywhere in the state of Virginia, give us a call at 804-719-1489, or simply Get our offer in 24 hours by filling out a simple form.

It doesn’t matter if you have no equity in the home, we have options available to you.  Calls are confidential and there is no obligation.  Even if we can’t buy your house, we’ll give you some information that can help you for free.

Sell an Inherited House Fast

A few weeks ago, I was contacted by an estate attorney.  The seller had died and the heirs were wanting cash for their house now.

The estate attorney was a little overwhelmed with responsibilities and didn’t have the time to list the property with a realtor.  She instead gave me a call.

The house is in need of repair.  It is a fixer upper.  It’s outdated and will need to be cleaned up.  The heirs didn’t want anything in the house, they didn’t want to even lift a screw driver.

We agreed to a price and in 24 hours I found a buyer for the estate from my list of investors. That investor paid cash for the property and will close.

It was that easy.

Do you have a house that you’ve inherited and don’t want to deal with?  We have over 5000 buyers ready to purchase your house for the right price.  Simply give us a call at 804/719-1489 and let’s talk.

Get Foreclosure Help in Virginia

I spoke with one seller today who was hoping he could refinance to avoid foreclosure.

In today’s current lending environment, that is next to near impossible, particularly with down payment requirements.

In his case, still being in bankruptcy didn’t help matters either.

Avoid_Foreclosure_Virginia_02

How we tried to provide foreclosure help

We listened to the seller’s situation.

With tremendous empathy, we heard his pain as he told us how he owed more than what the house was worth in the current market.

He had fallen behind on payments.

The bank didn’t give a damn.

However, he called us too late.    He had waited too long.   We were unable to successfully provide help to avoid the foreclosure.

The Foreclosure process in the state of Virginia is brutally quick, and the late charges, back interest, and attorney fees will not stop.

With loss mitigation specialists failing to get things done in a timely fashion, short sales are becoming difficult.

Every day you delay action will cost you hundreds, if not thousands of dollars.

I can’t stress enough: Act now!

Some Options to Get Foreclosure Help

Here are some options that we might be able to provide for you.

  1. Do you want to Sell your house fast?  We can make offers anywhere in the state of VA.
  2. Not sure?  Read our sections on Avoid Foreclosure, Stop my foreclosure!

We have been in business helping homeowners solve their foreclosure problems since 2003.  We can help.

If we cannot help out by buying your house, we can at least point you in the right direction.  Don’t be like the seller who called me too soon before his auction.