Chris Buys Houses Fast in VA

And everywhere nationwide, buying Houses Fast anywhere in Virginia and the US

Sell your Richmond VA House for Cash

The cash sale of your house can usually be completed within 30 days or as little as 14.

This may be extremely important to you for a number of good reasons:

  • You’re stressed out. The slow-moving process of selling your house is getting to you because it’s dragging on and on and on – and you’ve been stuck in a situation where your buyer is waiting for their property to sell.
  • Property problems. Buyers keep being put off by repair problems with the property. Maybe it simply needs a lot of work.
  • You’re caught between two homes. Life has become complex. You’ve bought a second home – without selling the first – and the bills are draining you, or you’ve moved jobs and life is on hold until the home sale happens. You’ve got two, maybe three payments on the house?
  • Debt difficulties and the threat of repossession. Is it falling Behind on Payments?

I have anecdotal evidence from some sellers that have paid upwards of $20-40 thousand in transaction costs to sell their house after making all the repairs, paying an agent, and assisting with closing.

That’s not FAST, and that’s very Expensive.

The key to selling to an investor is the right price.  You determine what price you need and we’ll see if we can unload the house for you.

What now?

Get our Cash Offer for Your House in 24 Hours (in most cases), or simply pick up the phone and call us at 804-719-1489

I don’t know if you’ll be able to sell your Richmond VA house for cash to us or not, but at least give us a try.

I will Buy Your Home Fast in Richmond

BuyYourHomeFast

Do you have a home that you need to unload in this market?

Have you tried a realtor and failed?

Have you received military orders and have to relocate?

Have you received notice of default from your lender?

These can happen to any of us.  In the current real estate market where inventories are very high, lenders are refusing to qualify buyers, it may be a challenge to sell your home in the traditional methods.

We’ve got solutions to buy your home fast

There is no “one size fits all” and there is “no program.”  But here are some general guidelines.

  • To sell your house FAST for all cash, we will need a discount.
  • If you need some cash now and can wait a while for the rest, we may be able to get you what you need.
  • If you don’t have to have cash right now, we will make you our best offer!
  • If you own your home free and clear, we pay you higher rate of return than a bank would if you’d receive payments.

Simply tell us what you NEED and we’ll customize a solution specifically for your situation.

I can’t promise that I will buy your house, but at least we can talk or communicate by email.

What now?

and see how we can help you today.  All calls and emails are confidential.

10 Tips to Avoid Foreclosure

How can I Avoid Foreclosure?

Are you having trouble keeping up with your mortgage payments?

Have you received a notice from your lender asking you to contact them?

The Department of Housing and Urban Development, or HUD, has 10 tips you can follow to avoid losing your house:

  1. Don’t ignore the problem: The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your house.
  2. Contact your lender as soon as you realize that you have a problem: Lenders do not want your house. They have options to help borrowers through difficult financial times.
  3. Open and respond to all mail from your lender: Your failure to open the mail will not be an excuse in foreclosure court.
  4. Know your mortgage rights: Find your loan documents and read them so you know what your lender may do if you can’t make your payments. Learn about the foreclosure laws in your state.
  5. Understand foreclosure prevention options: Valuable information about foreclosure prevention options can be found on the Internet at http://www.hud.gov.
  6. Contact a HUD-approved housing counselor: The U.S. Department of Housing and Urban Development funds free or low-cost housing counseling nationwide. Find a HUD-approved housing counselor near by calling 800-569-4287.
  7. Prioritize your spending: After health care, keeping your house should be your first priority. Review your finances and see where you can cut spending in order to make your mortgage payment. Look for optional expenses — cable TV, memberships, entertainment — that you can eliminate. Delay payments on credit cards and other “unsecured” debt until you have paid your mortgage.
  8. Use your assets: Do you have assets — a second car, jewelry, a whole life insurance policy — that you can sell for cash to help reinstate your loan? Can anyone in your household get an extra job to bring in additional income? Even if these efforts don’t significantly increase your available cash or your income, they demonstrate to your lender that you are willing to make sacrifices to keep your home.
  9. Avoid foreclosure prevention companies: You don’t need to pay fees for foreclosure prevention help — use that money to pay the mortgage instead. Many for-profit companies will contact you promising to negotiate with your lender. They will charge you a fee (often two or three month’s mortgage payment) for information and services your lender or a HUD-approved housing counselor will provide free if you contact them.
  10. Don’t lose your house to foreclosure recovery scams: If any firm claims it can stop your foreclosure immediately if you sign a document appointing them to act on your behalf, you may well be signing over the title to your property and becoming a renter in your own home. Never sign a legal document without reading and understanding all the terms and getting professional advice from an attorney, a trusted real estate professional, or a HUD-approved housing counselor.

Source: Department of Housing and Urban Development

How WE help you Avoid Foreclosure.

We have a variety of different means.  We do not charge you any fees (see #9) before trying to help you.  We are not a foreclosure prevention company.  We buy houses .

If you wish to sell your home, we have different ways of purchasing it.  No closing costs or fees to you.  We use attorneys as a form of giving you protection, and to make sure that we do our business right.

See our Avoid Foreclosure section, or Get our offer Within 24 hours. Don’t want to fill out a form? call us at 804/719-1489.

Avoid Foreclosure in Richmond VA

Most people don’t buy a house with the intent of getting behind on payments and facing the prospect of foreclosure.

Prevent Foreclosure

There are two main ways to lessen the likelihood of foreclosure before you’re even move in the house.

First, simply don’t put yourself in a situation where you won’t be able to afford your mortgage.   This is something that many buyers have done with creative mortgages, ARMS, pick a pay loans, and all sorts of untenable mortgages.

Just because the mortgage lender approves you for a loan at a certain amount doesn’t mean you can actually afford the payments on that loan.   On our first home we qualified to purchase a house at $495,000, but we bought one at $95,000.  That kept our mortgage payments small.

Second, have a solid grasp on the details of your loan.

Make sure you understand the payment structure of each and how it may change over the years.  Don’t simply sign the documents without reading them, simply because you need to refi or make a purchase.

I have dealt with many homeowners who signed for loans that were “different than they thought.”  At the last minute, the lenders swapped loan products and as buyers, they felt trapped into accepting a loan with awful terms.  Don’t let that happen.

Already Behind on Mortgage Payments?

So what can you do if you are behind on payments already?  There are some options available to you.  Simply dig around the website to see them, but perhaps you simply want to talk with someone.

Give us a call at 804-915-719-1489 or fill out a form to Get our offer in 24 hours.  Calls are confidential and even if we can’t help you, we can still provide you with some resources to help.

Behind on Payments in Richmond VA

No one buys a home with the intention of getting behind on payments.

Yet, as the mortgage crisis gets worse, creditors tighten the standards, many homeowners are beginning to feel the pinch.  Adjustable rate mortgages (ARMS) are resetting to astronomical amounts, and the easy refis promised by mortgage brokers to bail you out are no longer available.

I’ve talked with several homeowners who are behind on payments.

The most common reasons include

  • Medical Emergency
  • Job Loss
  • Divorce
  • Job Injury

If you have fallen behind on payments anywhere in the state of Virginia, give us a call at 804-719-1489, or simply Get our offer in 24 hours by filling out a simple form.

It doesn’t matter if you have no equity in the home, we have options available to you.  Calls are confidential and there is no obligation.  Even if we can’t buy your house, we’ll give you some information that can help you for free.

Circumstances force Fast House Sale

There are many times when circumstances conspire against you that will force you into needing to sell the house fast.

Selling your home without unwanted delays can also tax your brain beyond its capabilities.  Managing the paperwork, title companies, inspectors, contractors, and attorneys.  There is a lot of details to manage.

What can you do?

If you are not knowledgeable about how this works, you will have to get a professional homebuyer.  An expert.  

It is only professional home buyers like us that will show you the best options to unload your house.

It is even possible to complete the deal within a month, even if you get mired in a protracted negotiation. So, don’t hesitate in asking an expert to help you sell your house fast.

An example of a fast house sale.

An attorney called us a few weeks ago, saying the heirs wanted their estate to be settled. 

The gor our Cash Offer for Your House in 24 Hours and they accepted it a few days later.

In about 15 days, the deal was closed.

We handled all the paperwork and the seller didn’t even have to pay the real estate closing.

What now?

Get our Cash Offer for Your House in 24 Hours.  If we can make an offer that works for you and us, we’ll handle the disposal of your house fast.